You can improve your credit by doing the following.
- Pay bills on time.
- Getting a higher line of credit on your accounts.
- Dont pull your credit. Goto free sites like credit karma.com you can pull your credit for free on Trans Union and Equifax.
- Settle old debts and dispute them once paid off with the credit bureaus.
- Eliminate credit card balances. Your debt on each card should not exceed 30% of the full credit.
- Automatic payments are a great way to pay bills on time.
- Don’t close unused credit cards as a short-term strategy to raise your scores.
- Check your Credit Score Weekly at credit Karma.com its free and watch your debt go down and scores go up.
How can you buy a home with less than perfect credit. I will give you a feel options to do this.
- If your scores are in the 620+ range we may be able to get you a FHA loan with 3.5% down of the sale price of the house.
- Conventional Mortgage if you have good credit.
- Low Money down FHA Mortgages with up too $17,000 in 1st time home buyers grants.
Owner financing/Contract for deed. There are a lot of properties out there that the seller will carry the financing for the buyer. It is a lot different than a mortgage with a lender. You will want an experienced Real Estate professional to take care of you. boardwalkpremierrealty.com
Specializes in Contract for deed homes in Minnesota and Wisconsin. One of the leading Contract for deed companies in Minnesota.
There is a lot to know when drafting a contract for deed-Where to record the deed -what to put into the contract?
- Get a home inspection.
- Have a title company draft the final contract.
- Have Steve Vennemann represent you in the sale.
- Do you need a survey?
- How much lakeshore comes with the property if its a waterfront property?
- How long does it take to close on a property? 7 Days if the house is vacant and inspection and title work is completed.
- Can I buy a home with Bad credit?-Yes if you have 10% down of the sale price of the property.
- Buyer can chose the title company of their choice.
What can I expect when I buy a home contract for deed?
Its similar to a mortgage the payments are usually amortized over a 30 year amortization schedule. There is a Balloon on the contracts. The length is usually 3-5 years sometimes the seller will carry the contract longer but not too often.
Buyer pays the taxes and insurance on the property.
Buyer maintains the property.
Buyer gets tax benefits and equity if the home prices go up.
For more information and contract for deed listings goto
Can I buy any property on a contract for deed?
(YES)
How does the program work? An investor purchases the property and sells it back to the buyer.
How much do I have to put down?
(20 % ) of the sale price of the home under this program.
Does it cost me anything to do this special program?
(yes)
The buyer usually pays a buyer fee of 10% of the sale price of the home. Its negotiable.
What kind of properties can I buy with this cd program?
Types of properties. (Condo)(Town homes)(Single Family)(Water front properties)(land)(New Construction)(vacation homes)(commercial)(Investment) Virtually all types of properties.
How can I view the listings?
You will find all types of properties here with a click of the button. Its 1 of kind sight no other like it.
Browse all the real estate you like with a click of the button.
Let us know if you would like us to set you up for showings or check into details on property.
Homes can sell fast so you want to be first.
SEARCH ALL HOMES FOR SALE IN MINNESOTA BY CITIES BELOW WITH BOARDWALK PREMIER REALTY. CONTRACT FOR DEED LISTINGS-SINGLE FAMLY-WATERFRONT-FORECLOSURES AND MORE”
WE ARE PROUD TO PROVIDE VIRTUALLY ALL HOMES FOR SALE ON THE MLS. Click on any city you want to live and browse all properties for sale. Owner financing available on 100s of properties in Minnesota and Western Wisconsin.
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